Terms of use
Effective Date: March 14, 2026
Welcome to AZORA (www.azora.life). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please discontinue use of this website.
These Terms of Use apply to all visitors, users, and others who access or use this website.
Website Purpose
The information provided on AZORA.life is for general informational purposes only and is intended to introduce visitors to services related to:
• Real Estate Services
• Life Insurance Products
• Fixed & Indexed Annuities
• Long-Term Care Insurance
This website helps visitors understand the services Ryan King provides as a Licensed California Real Estate Broker and Life Insurance Agent.
No Professional Relationship
Use of this website, submitting a form, sending an email, calling, texting, or communicating through this website does not create:
• a real estate agency relationship
• an insurance advisory relationship
• or any other professional relationship
A professional relationship is only established after a formal written agreement is entered into with the appropriate licensed professional.
No Guarantee of Results
The information presented on this website is provided for general informational purposes only.
AZORA does not guarantee:
• real estate transaction results
• insurance approval or policy issuance
• annuity performance or returns
Results may vary based on individual circumstances, financial qualifications, market conditions, and lender or insurer guidelines.
Accuracy of Information
AZORA strives to keep the information on this website accurate and up to date. However, we make no warranties or representations regarding the completeness, reliability, or accuracy of any information provided.
Information on this website may be updated, modified, or removed at any time without notice.
Use of the Website
By using this website, you agree that you will not:
• Use the website for unlawful purposes
• Attempt to gain unauthorized access to website systems or data
• Interfere with website functionality or security
• Submit false, misleading, or fraudulent information through website forms
AZORA reserves the right to restrict or terminate access to users who violate these Terms of Use.
Intellectual Property
All content on AZORA.life, including text, graphics, logos, images, website design, and layout, is the property of AZORA unless otherwise stated.
This content may not be copied, reproduced, distributed, modified, or used without prior written permission.
Third-Party Links
This website may contain links to third-party websites for informational purposes.
AZORA does not control and is not responsible for the content, services, or privacy practices of third-party websites.
Users access third-party websites at their own risk.
Services Provided by Ryan King
Real estate services referenced on this website are provided by Ryan King, Licensed California Real Estate Broker (#01723910). Insurance products, including life insurance, annuities, and long-term care insurance, are offered through Ryan King, Licensed California Life Insurance Agent (#4340257). Ryan King is responsible for these services in accordance with applicable California licensing and regulatory requirements.
Limitation of Liability
To the fullest extent permitted by applicable law, AZORA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use of this website
Reliance on information provided on this website
Services provided in connection with this website
Indemnification
By using this website, you agree to indemnify and hold harmless AZORA and Ryan King from any claims, liabilities, damages, losses, or expenses arising from:
• Your use of this website
• Your violation of these Terms of Use
• Your misuse of information obtained from this website
Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.
Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict-of-law principles.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the appropriate courts located within the State of California.
Changes to These Terms
AZORA reserves the right to update or modify these Terms of Use at any time.
Any updates will be posted on this page with a revised Effective Date. Continued use of the website after updates are posted constitutes acceptance of the revised Terms of Use.
Disclaimer
Effective Date: March 14, 2026
The information provided on AZORA (www.azora.life) is for general informational purposes only and relates to services including real estate services, life insurance, annuities, long-term care insurance in California.
By accessing or using this website, you acknowledge and agree to the terms outlined in this Disclaimer.
Informational Purpose Only
The content provided on this website is intended for general informational purposes only.
Information on this website should not be interpreted as financial, tax, investment, insurance, or legal advice.
Individuals should consult appropriate licensed professionals regarding their personal circumstances before making financial, insurance, or real estate decisions.
Real Estate Services
Real estate services referenced on this website are provided by Ryan King, Licensed California Real Estate Broker, in accordance with applicable California real estate laws and regulations.
Real estate transactions involve risks and may be affected by market conditions, financing availability, and other factors. AZORA does not guarantee specific real estate outcomes, property values, or investment performance.
Insurance and Annuity Products
Information regarding life insurance, annuities, and long-term care insurance is provided for general informational purposes only.
Insurance and annuity products are subject to:
• underwriting approval
• policy terms and conditions
• product availability
• carrier guidelines
Coverage terms, benefits, guarantees, and product features vary depending on the specific policy and issuing insurance company.
AZORA does not guarantee approval for insurance coverage or annuity products.
No Professional Relationship
Use of this website, including submitting a contact form, requesting information, sending an email, or contacting AZORA by phone or text, does not create a professional relationship.
A professional relationship is only established after a formal written agreement is entered into with the appropriate licensed professional.
No Guarantee of Results
AZORA makes no guarantees regarding outcomes related to:
• real estate transactions
• insurance policy approval or coverage
• annuity performance or returns
Each individual situation is unique, and results may vary based on financial qualifications, market conditions, and other factors.
Website Information
AZORA makes reasonable efforts to ensure that the information presented on this website is accurate and up to date. However, we make no warranties or representations regarding the completeness, reliability, or accuracy of any information provided.
Website content may be updated, modified, or removed at any time without notice.
Third-Party Links
This website may contain links to third-party websites for informational purposes.
AZORA does not control and is not responsible for the content, services, or privacy practices of third-party websites.
Users access third-party websites at their own risk.
Limitation of Liability
To the fullest extent permitted by applicable law, AZORA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
• use of this website
• reliance on information provided on this website
Use of this website is at your own risk.
Regulatory Compliance
AZORA strives to operate in accordance with applicable California laws and regulations governing real estate and insurance services.
Governing Law
This Disclaimer and use of this website shall be governed by and interpreted in accordance with the laws of the State of California.
Contact Information
If you have questions regarding these Terms of Use, please contact:
AZORA
Ryan King
Licensed California Real Estate Broker
Licensed California Life Insurance Agent
Ready to Get Started?
Speak directly with Ryan King to discuss your real estate goals, insurance needs, or annuity options.