Terms of Use
Effective Date: March 14, 2026
Welcome to AZORA (www.azora.life). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please discontinue use of this website.
These Terms of Use apply to all visitors, users, and others who access or use this website.
Website Purpose
The information provided on AZORA.life is for general informational purposes only and is intended to introduce visitors to services related to:
• Real Estate Services
• Life Insurance Products
• Fixed & Indexed Annuities
• Long-Term Care Insurance
• Home Loan Programs through licensed loan officers
This website may help visitors understand available services and, where appropriate, connect with licensed professionals.
The content on this website is not intended to provide financial, legal, tax, or investment advice.
Visitors should consult qualified licensed professionals before making financial, insurance, or real estate decisions.
Independent Licensed Professionals
AZORA may connect visitors with independent licensed professionals, including:
• Licensed real estate professionals
• Licensed insurance agents
• Licensed California loan officers
These professionals operate independently and are responsible for their own services, licensing, regulatory compliance, and professional obligations.
AZORA does not control and is not responsible for services provided by independent professionals.
No Professional Relationship
Use of this website, submitting a form, sending an email, calling, texting, or communicating through this website does notcreate:
• a real estate agency relationship
• an insurance advisory relationship
• a loan brokerage relationship
• or any other professional relationship
A professional relationship is only established after a formal written agreement is entered into with the appropriate licensed professional.
No Guarantee of Results
The information presented on this website is provided for general informational purposes only.
AZORA does not guarantee:
• real estate transaction results
• insurance approval or policy issuance
• annuity performance or returns
• loan approval or financing terms
Results may vary based on individual circumstances, financial qualifications, market conditions, and lender or insurer guidelines.
Accuracy of Information
AZORA strives to keep the information on this website accurate and up to date. However, we make no warranties or representations regarding the completeness, reliability, or accuracy of any information provided.
Information on this website may be updated, modified, or removed at any time without notice.
Use of the Website
By using this website, you agree that you will not:
• Use the website for unlawful purposes
• Attempt to gain unauthorized access to website systems or data
• Interfere with website functionality or security
• Submit false, misleading, or fraudulent information through website forms
AZORA reserves the right to restrict or terminate access to users who violate these Terms of Use.
Intellectual Property
All content on AZORA.life, including text, graphics, logos, images, website design, and layout, is the property of AZORA unless otherwise stated.
This content may not be copied, reproduced, distributed, modified, or used without prior written permission.
Third-Party Links
This website may contain links to third-party websites for informational purposes.
AZORA does not control and is not responsible for the content, services, or privacy practices of third-party websites.
Users access third-party websites at their own risk.
Limitation of Liability
To the fullest extent permitted by applicable law, AZORA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
• Use of this website
• Reliance on information provided on this website
• Services provided by independent professionals connected through this website
Use of this website is entirely at your own risk.
Indemnification
By using this website, you agree to indemnify and hold harmless AZORA, its owner, affiliates, partners, and representatives from any claims, liabilities, damages, losses, or expenses arising from:
• Your use of this website
• Your violation of these Terms of Use
• Your misuse of information obtained from this website
Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.
Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict-of-law principles.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the appropriate courts located within the State of California.
Changes to These Terms
AZORA reserves the right to update or modify these Terms of Use at any time.
Any updates will be posted on this page with a revised Effective Date. Continued use of the website after updates are posted constitutes acceptance of the revised Terms of Use.
Contact Information
If you have any questions regarding these Terms of Use, please contact:
AZORA
Ryan King
Licensed California Real Estate Broker
Licensed California Life Insurance Agent
📞 Call or Text: 310-770-3719